We Invest In You
In my role as your real estate agent, I recognize that purchasing a property entails more than just finding a place to live; it represents an investment in a way of life. With over two decades of experience in the market and a steadfast commitment to integrity, Our Team acts as your reliable guide, devoted to identifying opportunities that offer both a solid return on investment and the desired quality of life you seek.
The Buying Process
1. Finance Prep & Pre-Approval
Assess your financial situation, save for a down payment, and apply for mortgage pre-approval to understand your budget.
2. Hire a Real Estate Agent
Find a local real estate agent who understands your needs and the local market. We are always here to help.
3. Home Search & Tours
Determine your priorities (location, size, amenities, etc.) and begin searching for homes that meet your criteria.
4. Make An Offer
Once you've found a home that fits your needs and budget, work with your real estate agent to submit a competitive offer.
5. Home Inspection
Have the home professionally inspected and negotiate any necessary repairs with the seller.
6. Finalize & Appraisal
Complete your mortgage application and have your lender arrange for a home appraisal to verify the property's value.
7. Closing Preparation
Review the mortgage, deed of the property, the closing disclosure, any other documents and prepare for the closing costs.
8. Closing & Possession
Sign the final paperwork, make the necessary payments, and receive the keys to your new home.
Closing Costs to Expect:
Lender Fees
These include charges for loan processing, underwriting, preparation and establishing an escrow account.
Third-party fees
These include charges for insurance, title search, and other inspections such as termites.
Government fees
These include deed recording and state & local mortgage taxes.
Escrow and interest fees
These include homeowner’s insurance, loan interest, real estate taxes, and occasionally private mortgage insurance.
